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Tennessee Commerce Bancorp, Inc. is the holding company for Tennessee Commerce Bank. The Bank is focused on providing commercial banking services to businesses in the Middle Tennessee area. Its corporate and banking offices are located in Franklin, Tennessee. The Corporation was launched in 2000 and has enjoyed substantial growth due to its focus on its business banking model and the strength of its core market. Tennessee Commerce Bancorp's stock is traded on the NASDAQ Global Market under the stock symbol "TNCC." The Bank offers a full range of competitive retail and commercial banking services. The deposit services offered include various types of checking accounts, savings accounts, money market investment accounts, certificates of deposits, and retirement accounts. Lending services include consumer installment loans, various types of mortgage loans, personal lines of credit, home equity loans, credit cards, real estate construction loans, commercial loans to small and medium size businesses and professionals, and letters of credit. The Bank issues VISA credit cards and is a merchant depository for cardholder drafts under VISA credit cards. The Bank also offers check cards and debit cards. The Bank offers its customers courier services, access to third-party automated teller machines ("ATMs"), and state of the art electronic banking. The Bank has trust powers but does not have a trust department.