Info

Four Oaks Fincorp, Inc. serves as a bank holding company for its wholly owned subsidiaries, Four Oaks Bank & Trust Company, Inc. (the Bank) and Four Oaks Mortgage Services, LLC. The Bank is a community-focused bank engaged in general commercial banking business, and serves communities in the Johnston, Wake, Sampson, Lee and Duplin counties of North Carolina. The Bank’s core products consist of loans secured by real estate and commercial and consumer loans, as well as various deposit products to meet its customers’ needs. The Bank provides a range of banking services, such as checking accounts; savings accounts; individual retirement accounts (IRA); negotiable order of withdrawal (NOW) accounts; money market accounts; certificates of deposit, and free notary services to all bank customers. Four Oaks Mortgage Services, LLC is the Company’s mortgage origination subsidiary. On April 17, 2008, the Company completed the acquisition of LongLeaf Community Bank.