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K&S offers their extensive knowledge of the business community and the complexity of the benefits world. They recognize that people are the greatest asset to any company and that attracting and retaining high quality employees is the foundation of business success. K&S specializes in highly responsive service and creative solutions to make decision making easy for their clients. A 1998 merger with Craig Lewis Employer's Benefits Group expanded the K&S expertise into the small group market, increased automation, billing and cobra administration. The fourth principal at K&S, Barry Azarcon, provides expertise in Cafeteria plans. All four principals at K&S have young children, and are active in their church and community. They bring a special understanding of the benefit needs of working families as well as the financial challenges of successful businesses. If you want honesty, integrity and optimal value from your benefits plans, K&S can provide the roadmap for your business.