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Folsom Lake Bank is a full service commercial bank offering a complete range of services to consumers and businesses. The bank focuses on small business clients, professionals and individuals in the communities surrounding Folsom Lake. The bank occupies 5,376 square feet of new ground floor space at the corner of Sutter and Decatur Streets in historic downtown Folsom. The Sutter Court building is the first of several new buildings planned for Folsom's railroad block, and is the first mixed use building in Folsom. The building has first floor retail, including the Bank, and on the second floor commercial office space and residential lofts. The building has a historic Folsom motif in brick, granite and iron. The bank has a full service ATM located in the courtyard along with a merchant depository for after hours deposits. Folsom Lake Bank also offers online banking and bill pay completely free of charge. Because the bank is new, it utilizes the most current products and the latest technology.