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Michigan Heritage Bank (MHB) is a state-chartered commercial bank established in March of 1997. The bank was capitalized through an Initial Public Offering (IPO) of stock in Michigan Heritage Bancorp, Inc., the parent company. The stock is publicly traded over the counter and our symbol is MHBC. Michigan Heritage Bank provides a focused core of banking services, primarily for small to medium sized businesses and individuals. The bank's lending services are in commercial real estate, construction lending and equipment leasing. For commercial customers who seek additional deposit services we offer the convenience of our "Rapid Courier Service". This service offers prearranged pickup for all your business banking transactions. Our commercial checking accounts also offer "Sweep" capabilities with low or no fees. Positive Pay, online check imaging and free Bill Pay services are also available to our commercial customers. We pay outstanding interest rates on our commercial and personal money markets, certificates of deposits and personal interest bearing checking accounts. Our "Classic Checking Account" yields a better interest rate than most bank "limited access" money market accounts. We also have a Premier Money Market account which pays outstanding rates on deposits over $50,000. We believe our financial products are exceptional and are designed with a variety of banking services to help you achieve your financial goals. Michigan Heritage Bank's primary goal is to provide personal service with an experienced staff using state of the art technology. We also offer convenient account access through our easy to use fastPHONE Telephone Banking System and through MHB Online Banking. We also offer free Bill Pay service to all of our checking account customers. The bank is headquartered at 28300 Orchard Lake Road, Suite 200 in Farmington Hills, Michigan. All our branch offices, located in Farmington Hills, Novi, Livonia, Wixom and Troy are "full service" with Automated Teller Machines (ATM) for your convenience. The bank is a member of the Federal Reserve and our deposits are insured by the Federal Deposit Insurance Corporation (FDIC -Docket 34369) to the full amounts allowed by law. Call (800) 914-3524 today.