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AllianceOne is a full service, broad spectrum provider of Accounts Receivable Management, Outsourcing and Call Center solutions. Our services span the entire receivables cycle and are provided to clients in virtually every segment of the economy. Our customers include financial services institutions, public utilities, governmental entities, telecommunications carriers, retailers and healthcare providers. The Company delivers these services through its international network of wholly-owned facilities. Our operations are supported by a comprehensive technology infrastructure that incorporates the latest telephony and systems platforms. We also utilize internally developed proprietary data analytics and scoring algorithms to deliver exceptional and cost-effective performance. AllianceOne has positioned itself as a leading provider of Accounts Receivable Management services. We recognize that the term "Accounts Receivable Management" has evolved over the last decade to encompass far more than the traditional bad debt collections once considered central to our business. Now more than ever our business partners are choosing to identify and outsource non-core segments of their operations. These areas may include collections, payment processing and/or customer service and outreach functions. In some instances, our customers choose to make these decisions permanent based on cost savings or productivity gains provided through outsourcing. In other cases the client may need an economic solution that addresses a temporary concern or a specific event. In cases where unusual volumes of business or short term focus are needed, segmented outsourcing offers specific results for creditors dealing with unique issues. AllianceOne can provide diverse solutions that meet the needs of a rapidly changing business environment. AllianceOne is adept at conceiving, developing and implementing solutions tailored to your specific requirements.