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PBC is a full service national collection agency specialized in pre charge off and primary charge off collection services. The "right size" receivables management company, PBC offers clients:Our Collectors: Are specially trained and dedicated to a specific client portfolio Carry a lower number of accounts than the ACA average Are tested every 90 days to ensure compliance of FDCPA, ACA, State and Federal guidelines The latest technology to maximize efficiency PBC utilizes AdvantEdge®, an industry-leading collection software with remote auditing capability Multiple methods of data transfer including full encryption capabilities Unmatched customer service Smaller account loads allow our staff to expedite the collection process Two call centers nationwide National clients include the largest banks, retail, commercial and auto finance firms in the United States The flexibility to meet your ongoing needs Licensed and/or bonded in all 50 states including Hawaii The ability to scale up to meet increased needs