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R.L. Thomas Service, Inc. is an independent insurance agency specializing in the placement of Personal Automobile for motorists in Southern California. Established in 1974 in Los Angeles, the firm has opened a second office in Encinitas, CA to service clients in the greater San Diego County area.R.L. Thomas Service, Inc. also provides expert placement of Homeowners, Health, Life and Disability, and Business Insurance. We represent many insurance carriers and are specialists in finding the lowest rates with the best coverage available.