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NCALL is an IRS designated 501c-3 nonprofit organization based in Dover, Delaware that specializes in affordable housing development, education and lending. As an intermediary working on the Delmarva Peninsula, NCALL assists locally based nonprofits to develop multi-family housing projects, mostly apartments, through a variety of development services such as financial packaging, asset management, and organizational development. A USDA contract to provide Regional Self-Help Housing Technical and Management Assistance enables NCALL to assist and train organizations interested in or already operating self-help, sweat equity, homeownership programs throughout a 21 state service area including the northeast and north central portion of the nation. As a direct service provider, NCALL offers homeownership counseling, financial literacy and default and foreclosure programs to the public. NCALL's Loan Fund provides financial products to aid housing development and to enhance the capacity of nonprofit housing organizations. NCALL is an affiliate agency of the United Way of Delaware. NCALL is also a charter member of NeighborWorks America. The organization is certified by HUD as a Housing Counseling Agency. NCALL is also designated as a Community Development Financial Institution (CDFI) and a Community Development Entity (CDE) by the U. S. Department of Treasury. All certifying organizations do regular management/fiscal/program reviews. NCALL has been in business serving the Delmarva Peninsula since 1976. NCALL is a high production organization with measurable outcomes and substantial community impact. The organization has a well trained staff, an engaged and active Board of Directors, a history of tackling difficult housing issues, a collaborative orientation, and a businesslike manner of operations. Please see the "Publications" section of this website for a brochure or 2007 Annual Report.