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As a member of the Edelman Advisor Nework, our Mission is to become one of your key financial advisors; To change your perceptions about investing; To rehabilitate your investment strategy using the last fifty years of academic (not Wall Street) research; To help you reach your personal financial goals in a cost-effective, tax-efficient manner using Ric Edelman's market-based EMAP portfolio's. We are independent fee-based advisors who can provide investments (IRA, 401(k) & Pensions) and insurance (life insurance, disability insurance, long term care insurance and medical insurance). EMAP uses DFA (Dimensional Fund Advisors), ETF's and iShares. The foundation of our advice starts with a financial plan.