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Milne & BNC Insurance Services has a staff of more than 145 professionals working at our offices in 5 states - Arizona, Colorado, Minnesota, North Dakota (dba BNC Insurance Services, Inc.) and Utah. Our team consists of hardworking professionals with an understanding and knowledge of the business that is unsurpassed in the industry. The staff at Milne & BNC is constantly encouraged to learn and grow to their potential. This management philosophy has resulted in an environment where everyone feels they are in a partnership. At Milne & BNC, communication flows freely and decisions are made quickly, resulting in the best insurance products to serve the client's special needs. We are committed to a high standard of excellence in all that we do and to establish a firm relationship as we endeavor to handle each and every insurance need of our clients. By pooling a wealth of experience and training, and by forging strong relationships with numerous and varied insurance companies, the agency was built possessing all the tools needed to provide each client the best program available-one that is tailor-made for the client's situation. Our professional staff analyzes your insurance requirements first from the viewpoint of risk management. This includes both the transfer and elimination of risk and the effect that each will have on the cost of your insurance program.