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In the intervening 24 years, we have seen this simple idea grow and thrive, and we have seen people succeed when they are given the tools for independence and the means to build their economic security. One of the first statewide Community Development Financial Institutions (CDFIs) in the country and a recipient of numerous awards, the Loan Fund has always focused on helping people here in New Hampshire to help themselves. Since our first loan of $43,000 in 1984, we've made more than 1,400 loans totaling more than $100 million, and leveraging more than $348 million, to build housing, create jobs and support essential services like childcare and community facilities. We are appreciative of the dedication of our Board of Directors and members of Loan Fund committees, all volunteers who oversee and advise Loan Fund activities. Our staff is equally dedicated to the mission, bringing with them expertise, passion, and a sense of partnership with our community of borrowers, lenders, and donors.