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Charter One is a division of RBS Citizens, N.A., operating in Illinois, Indiana, Michigan and Ohio. It has 466 branches and more than 760 ATMs. It has 119 branches and 134 ATMs in Michigan. RBS Citizens, N.A. is a subsidiary of Citizens Financial Group, Inc., a $160 billion commercial bank holding company headquartered in Providence, R.I. CFG's two bank subsidiaries are RBS Citizens, N.A. and Citizens Bank of Pennsylvania. They operate a 13-state branch network under the Citizens Bank brand in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont, and the Charter One brand in Illinois, Indiana, Michigan and Ohio. CFG has non-branch retail and commercial offices in about 40 states. It is one of the 10 largest commercial banking companies in the United States ranked by assets and deposits. CFG is owned by RBS (The Royal Bank of Scotland Group plc).