Info

Citizens Savings and Loan Corporation (Citizens) is the area's oldest consumer finance company. Citizens began in Chattanooga, Tennessee on November 24, 1917 as a general loan and savings company. While the savings and loan name has been retained for 90 years, Citizens is not a savings and loan as they are known today. Citizens is a consumer finance company. Citizens primarily makes secured and unsecured loans to individuals with less than perfect credit or collateral for personal, family or household purposes. The collateral for secured loans is mostly residential real estate, automobiles, mobile homes or personal property. Citizens also purchases retail installment sales contracts from various retail merchants. Over the years, many things have changed: We've expanded our loan services to better serve your needs. We've added technology that makes loan approvals faster and easier. We've opened new locations to make it easier for you to do business with us. But in some very important ways, Citizens is just the way it was in 1917: Citizens is still independently owned and operated and we plan to continue that way. At each office, you'll deal with local, experienced, and qualified people who are eager to help you with your loan request. The branch manager makes most loan decisions, and there is no waiting for an out-of-the-area person to approve your loan. You will always receive the personal attention and service you deserve. For 90 years, lending money to help hard-working people realize their dreams has been our only business. Our total commitment to providing honest and dependable service before and after the loan is made has earned us the trust of generations of area people. At Citizens, we offer loans from $750 to $70,000 or more. Our most popular types of loans are described in this web site, but we also make other types of loans. We can help you with bill consolidation, home improvements, major purchases: (auto, boat, furniture, appliances), education, medical expenses and more.