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Alliance Bankshares Corporation (Bankshares) is a bank holding company. Bankshares conducts its primary operations through its subsidiaries Alliance Bank Corporation (the Bank). Alliance Bank is a state-chartered commercial bank. The Company’s subsidiaries also include Alliance Virginia Capital Trust I. The Bank places special emphasis on serving the needs of individuals, small and medium size businesses and professional concerns in the greater Washington, D.C. Metropolitan region. The Bank also uses the Internet to offers online account access, bill payment and commercial cash management. In addition, certain loan and deposit products may be offered from time to time on its Website. The Bank has a wholly owned subsidiary which sells a range of insurance and financial products. The Bank offers mortgage banking products and services via a small team of bankers within the Bank.(Source: 10-K)