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Educators Benefit Consultants is a third party administrator and provider of group benefits that specializes in 125 Cafeteria Plan Arrangements (125 Flex Plans), Health Reimbursement Arrangements (HRAs), Health Savings Accounts (HSAs) and in 403(b)/457(b) administration and compliance (ACS). EBC consultants will work with employers and employees to best determine how their benefit dollars should be spent.