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Your Payday Advance Company (YPAC) provides fast, friendly, and affordable payday advances and check cashing. Payday loans provide a simple and convenient solution when you need cash for emergencies, bills, car repairs or any other unexpected events. Our payday advances provide a better alternative to internet personal loans and other conventional loan programs by advancing money you have already earned. As a small local company, we're dedicated to providing quality service to customers in the Jefferson County, MO area and can respond to your needs quicker than the large uncaring conglomerates.