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Time Auto Used Car dealer with bad credit no credit car loans, buy today with guaranteed approvals - Time Auto Sales and Bill Munday: "Buy here pay here" Offering used car special "used car dealer for bad credit", no credit, bankruptcy, damaged credit or any other credit situation to provide Austin, Bastrop and central TX guaranteed "buy here pay here" in-house finance "guaranteed auto loan approvals". We have 6 locations to serve Austin and surrounding areas. We specialize in "easy approvals" with easy financing terms, low deferred down paymen