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The Athens State Bank offers a Debit/ATM card that can be used just like a check. Our VISA Check Card gives you a faster, more economical, more convenient way to buy the products and services you need. That's because it allows you to withdraw funds from your checking account without even having to write out a check. You can purchase groceries, gas, or anything else wherever VISA is accepted. Plus, the VISA Check Card performs all the functions of an ATM card. No need to worry about getting your checks cashed out of town. because VISA Check Card is accepted wherever VISA is, you'll be welcomed like a local every place you travel. Debit /ATM cards are issued by the Athens State Bank at no charge to the customer. You must be 16 years of age to qualify. To obtain a debit card you just need to fill out an application and have a checking account in good standing. The contact person for this service is Carol Cronister at 217-487-7766 during bank hours.