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Since 1970, Two Rivers Federal Credit Union has served the Arkadelphia area as a memberowned, communityfocused financial institution. We provide competitive auto loans, flexible personal and specialized loans (for boats, RVs, motorcycles), and a full suite of deposit accounts including savings, certificates and checking with online banking. Membership is open to individuals affiliated with local schools and organizations, and members benefit from lower loan rates, higher savings returns and personalized service. Join us to experience a local banking partner committed to your financial goals and the "people helping people" philosophy.