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Pioneer Credit Recovery, Inc.® (Pioneer) is a national leader in the collection industry providing collection services on defaulted debt. Located in New York, New Jersey and Pennsylvania and employing 1,400 people, Pioneer is the largest private sector employer in Wyoming County, New York. Pioneer maintains partnerships with federal and state clients, guarantee agencies, credit card providers as well as colleges and universities. Pioneer provides its clients with quality results, experience, leadership, and technology, including state-of-the art infrastructure, telecommunications, and collections systems, ensuring the best the industry has to offer. Pioneer Credit Recovery, Inc. is a wholly owned subsidiary of SLM Corporation® commonly known as Sallie Mae®. Sallie Mae is the nation's No. 1 paying-for-college company and is publicly traded on the New York Stock Exchange (NYSE:SLM).