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Established in 1978, BCI Group offers full-service consulting, actuarial, and recordkeeping services for all types of qualified and non-qualified benefit plans. BCI Group offers comprehensive services to provide the ongoing consulting, communication, education, and administration necessary for successful ESOPs, defined benefit plans, 401(k) plans, profit sharing plans, and various other plans. We have served over 1,000 clients in nearly every state and are highly regarded on a national level in the employee benefits community. Our staff of professional actuaries, accountants, attorneys, consultants, and administrators has the experience to provide clear and concise plans and solutions. BCI Group has made a strong commitment to ESOPs and, by design, ESOPs have become a primary focus of our business. The balance of our business is consulting and administrative functions. We have the knowledge and expertise to provide client specific programs for unique and complex needs; our experience has shown that every plan is different primarily because every plan is designed to meet the objectives of the corporation. Exemplifying our commitment to employee ownership, we have expanded our efforts with the development of a software product that takes a look at the repurchase obligation. Every company that has an employee stock ownership plan with privately traded stock needs to understand this issue and take the necessary steps to insure they are not at risk. PERLS (Professional ESOP Repurchase Liability Software) does just that. Our software is designed to make it easier for companies to analyze their repurchase liability through various "what if" scenarios. We are actively involved in the leading national organizations promoting employee ownership, including The ESOP Association (TEA) and the National Center for Employee Ownership (NCEO). In addition, BCI Group is a member of the prestigious North American Actuarial & Consulting Services (NORACS), an association of independent consulting firms offering assistance in actuarial, employee benefit, compensation, and insurance services. With offices throughout the United States, the United Kingdom, Canada and Mexico, NORACS has direct access to EURACS, a network of European consulting firms, including other offices and correspondents worldwide. This alliance represents one of the most extensive consulting networks of its kind in the world. As a result, BCI Group participates in and can offer clients expertise and resources of international scope. We continually strive to be a business partner and a resource for our clients, since our consulting services are independent and objective. Our approach is proactive and our organization is known for its quality and integrity.