Educational Community Credit Union is dedicated to helping our members achieve their lifetime financial goals. That's why we've formed a relationship with CUSO Financial Services, L.P., (CFS) a full-service broker-dealer and registered investment advisory company formed in 1996 and headquartered in San Diego, California. Through CFS, we offer a complimentary consultation with a Financial Advisor who will work with you, one-on-one, using a comprehensive approach to help you identify and achieve your long-term financial goals. The following financial and insurance products and services are available:Financial Planning Estate Planning Free Educational Seminars Mutual Funds Tax-deferred Annuities Individual Retirement Accounts (IRAs) Roth IRAs Coverdell Education Savings Accounts (formerly Education IRAs) 529 College Savings Plans Retirement Plans -- 401(k), 403(b), SEP Stocks Corporate and Municipal Bonds U.S. Government Securities Life Insurance Disability Income Insurance Long-Term Care Insurance For your complimentary consultation, call (904) 371-8076. Investment services offered through CUSO Financial Services, L.P. (CFS). Investments are not NCUA/NCUSIF insured or credit union guaranteed and may lose value. Investment advisors are employees of Educational Community Credit Union and registered through CFS.